For buyers
Staying on track as a buyer in escrow.
After your offer is accepted, the clock starts on your deposit, inspections, appraisal, and loan. Duc Minh Lam helps buyers keep track of each deadline and document, while your agent and lender handle advice and negotiation.
Helpful if…
- You want a simple list of what is due and when.
- You are coordinating with a lender, inspector, and insurer at the same time.
- You are buying from another state or from overseas.
What to know
Earnest money deposit
Many California contracts call for the deposit within a few business days of acceptance. Check your contract for the exact deadline.
Contingency periods
Investigation, appraisal, and loan contingencies each have their own deadline. Removing one is a big decision — talk to your agent first.
Before closing
Line up homeowners insurance, review the closing disclosure, and plan the final walk-through.
Questions worth asking
- When is my deposit due, and how will I wire it safely?
- What are my contingency deadlines?
- What does my lender still need from me?
Frequently asked questions
What is a contingency?
A condition in the purchase contract, such as a satisfactory inspection, appraisal, or loan approval, that must be met or removed by a set date.
How do I wire my deposit safely?
Always confirm wiring instructions by phone with escrow using a number you already know. Never trust changed instructions sent by email.
Can a coordinator tell me whether to remove a contingency?
No. That is a decision to make with your agent and other advisers. The coordinator tracks the deadline and paperwork.
Related reading
Want help keeping your transaction on track?
Duc Minh Lam is a transaction coordinator, not a licensed real estate agent, broker, or loan officer. Services requiring a license are provided by the licensed professional of record. Educational information only; not legal, tax, or financial advice. Contact: (714) 409-9202.